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Realistic Resolutions that Matter

Written by Bailey Germain | Jan 11, 2024 8:19:56 PM

 

Let's take a look at some small, but impactful, changes you can make to ensure your financial health stays front & center in the new year! 

Cut Down Your Debt

Create new money habits to shed your debt – set up automatic payments, refinance or consolidate to a lower-interest rate, create a budget & track spending. Remember, small changes do make a difference.

Keep an Eye on Your Credit

Your credit score holds a lot of power in your financial life. From apartment applications to loan approvals, that little three-digit number carries big weight. It tells lenders how good you are at managing your money and paying back what you owe. The higher your score, the more attractive you are to lenders. For good credit, you should shoot for a score of 700+!

With City & County Credit Union's FREE credit score tool - SavvyMoney, you can access your credit score, full credit report, credit monitoring, financial tips & so much more! Login to mobile or online account to view your report and find personalized recommendations to boost your score. Keep reading for savvy ways to monitor your credit score.

Find Little Ways to Save

Food & other essentials can take up a big portion of your budget. Try canceling unused subscriptions, cut back on eating out or try a no-spend weekend!

At City & County we know that life can get expensive, but that doesn't mean you should have to sacrifice the fun! We encourage you to get out in your community and take a day trip to visit a local attraction. These can be cost effective and still allow the whole family to escape from day-to-day routine!

Be sure to catch us Sunday, January 28 at Snow Park at the Fair, a fun-packed day for the whole family! Visit our warming tent and enjoy free hot cocoa & cookies. Celebrate the last day of Winter Carnival at the Torchlight Parade! Your favorite CCCU team members will be giving away FREE pink swag.

Stay up to date on CCCU events that you & your family can enjoy all year round!